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- Foreclosure Information
People may face foreclosure for many reasons. Extreme changes in life situations such as death, divorce, prolonged illness and many others-or because they must immediately relocate or have lost their job. Foreclosure can occur when payments become three to four or more months late, depending on the mortgage terms. The most important thing to do if you think you may be having trouble making your payments is to contact your lender, by telephone or at their website. Your lender has representatives available to discuss your situation in detail and explore your options.
Your lender may offer a variety of foreclosure prevention loans, but they generally boil down to a few different approaches. Learn more about these approaches.
Access a listing of resources with links to agencies that can provide counseling and additional helpful information if you are facing default or foreclosure on your mortgage loan.
Check out more resources providing information on foreclosure and how to avoid it.